While we’re certainly one-of-a-kind, we didn’t invent the co-op. Financial cooperatives and credit unions have been around since the 1800s, evolving with a shared set of principles that govern and guide like-minded companies around the globe.

From our commitment to community, to our unique mission in financial services, to your relationship and role as a member – the Eight Cooperative Principles of Credit Unions help to distinguish who we are and what we do. Take two of our core principles for example: Autonomy and Independence and Education, Training, and Information.


 

Autonomy and Independence

“Credit unions are independent, self-reliant organizations controlled by their member-owners, not outside stockholders. When making business deals or raising money, credit unions never compromise their autonomy or democratic member control.” – National Credit Union Foundation

Think of Visions as self-contained, self-reliant, and self-motivated. Unlike most banks or finance companies, we don’t answer to a larger corporation, private stockholders or investors, or questionable business partners. We answer to you, and this commitment to members guarantees autonomy and independence as well as transparency. Even as we expand and innovate, you remain at the head of our mission. We have a firm stance: we refuse to compromise your democratic control.

¿Quiere pruebas? Learn how committees of volunteers, who are members just like you, run the show – and how you could volunteer, too! As a cooperative, we believe that we’re more successful when our members and staff work together. That’s why you can use our website for insider updates, find out about company reports, join our Annual Meeting, read about our government advocacy efforts, and more.

 

Education, Training, and Information

“Credit unions provide education and training for members, elected representatives, and employees so they can contribute effectively to the cooperative. Credit unions place particular importance on educational opportunities for their volunteer directors, and financial education for their members." – National Credit Union Foundation

Education and training go hand in hand at Visions. As a cooperative, we naturally want our members to contribute to our success. Which means you should understand the ins and outs of our business – so you can help us run it! 

At the center of our education efforts is financial well-being, ensuring that our members, volunteer Board of Directors, and employees understand the basics of personal finances and have resources to learn more. Going beyond our commitment to members, we also offer free financial wellness resources, academic programs and internships in local schools, and even one-on-one financial counseling.

 

Learn more about Visions, our mission, and the credit union movement.


 

Explore our cooperative principles:

 

Autonomy and Education      Democracy and Community

Diversity, Equity, and Inclusion      Cooperation Among Cooperatives

membresía y participación

Artículos sobre educación

  • Toda la información sobre su membresía

    Nos encanta cuando logramos que la administración de sus finanzas sea más fácil y conveniente…, ¡y seguro que a usted también le encanta! Para la mayoría de los miembros como usted, aquí es donde comienza.

    group of diverse people
  • Estrategias financieras para cada temporada

    Las temporadas atareadas y costosas, o las temporadas con ingresos reducidos, pueden causar ansiedad financiera, pero no tiene por qué ser así. Las estrategias financieras inteligentes pueden ayudar a que le resulte más fácil administrar el presupuesto para su temporada más difícil y mantener su dinero bajo control. Puede adaptar su presupuesto, ahorrar durante todo el año, hacer sus compras con anticipación y aprovechar su reembolso en efectivo.

    calculator and holiday gifts on a table
  • Estrategias financieras para criar a sus hijos

    Aunque es poco probable que la crianza de los hijos sea un estilo de vida de bajo costo, puede usar estrategias financieras inteligentes para reducir los gastos y administrar mejor su presupuesto. Considere estas ideas útiles para su presupuesto familiar. Conozca las finanzas de su familia, busque ahorros de costos y asistencia fiscal, y planifiquen su presupuesto juntos.

    african american family hugging
Visions Federal Credit Union

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