Conveniently advance funds online.
Our Funds Transfer feature in digital banking lets you quickly and easily advance funds from your current Visions lines of credit, credit cards, or Home Equity Line of Credit (HELOC) to your other Visions accounts – all from your desktop, laptop, or mobile device.
Watch the video below or follow these simple instructions to advance funds directly in a matter of seconds!
Transfers and Advances
Paso uno: Click on "Funds Transfer"
To get started, log in and click the Funds Transfer button in online or mobile banking. In the Visions FCU Mobile app, the Funds Transfer link is located on the thumb menu at the bottom of the screen. It's also located in the main navigation menu under the Transfers/Payments dropdown.
You'll be taken to a simple webform where you can choose the details of your transfer or advance.
Paso dos: Enter Your Transfer Details
Using the first dropdown provided, select which account you'd like to transfer funds from – the "From Account." For a loan advance, you'd select the line of credit, such as your HELOC or credit card account. Then, using the next dropdown, you can select the "To Account" – where you'd want to deposit the funds from your advance.
After you have selected the accounts, you can input the amount of the transfer/advance. Remember, this amount must exceed the minimum advance requirement for your line of credit, and may be subject to an online transfer limit. For credit cards, that's just $25 or more. For Visions HELOCs, it's a minimum of $200 per advance.
For large advances of $10,000 or above, you'll need to speak with a representative at your local branch or through our Contact Center at 800.242.2120.
In the Funds Transfer webform, you can set today's date or a future date for your advance using the Transfer Date field. You can also set up a recurring advance by using the form's Frequency dropdown.
Paso tres: Review Your Transfer and Submit
Now all you need to do is review the form and click the "Transfer Funds" button at the bottom of the webform. After you've submitted the form, your transfer or advance will be processed on the date you indicated as the Transfer Date. If you selected today's date, it will attempt to process the advance instantly.
¿Tiene alguna pregunta?
Stop by your local office or give us a call at 800.242.2120 and a representative will be happy to assist you.
If you haven't enrolled in digital banking yet, you can enroll now.
Learn more about our credit cards and Home Equity Line of Credit (HELOC).
