Certificados de acciones

El tiempo es dinero. Aprovéchelo al máximo.

Introducción

Dicen que no existe una inversión segura, pero eso es porque probablemente nunca escucharon acerca de Share Certificates. With a share certificate, there’s no risk of losing your principal and your funds can be covered by NCUA share insurance! A continuación le contamos por qué creemos que es una opción monetaria inteligente.

Como con cualquier cuenta de ahorros, obtendrá dividendos de Share Certificate. Sin embargo, la diferencia es que la tasa de devolución se basa en la duración del plazo; en general, a más largo plazo, más alta es la tasa. Es nuestra forma de agradecerle por su compromiso a lo largo del tiempo, pero también implica que puede seleccionar el plazo más conveniente para usted. 

¿Piensa a corto plazo? No hay problema. ¿Qué ocurre con los años venideros? Usted está cubierto. Sean cuales sean sus necesidades de ahorro, hay un Share Certificate diseñado para usted. Check out our rates to see how you can make time and money work in your favor:

Choose Your Terms

From as short as 3-Month Share Certificates to as long as a 60-Month Share Certificate, our members can take advantage of flexible terms with excellent rates. Once you’ve decided which terms are right for you, simply open your share certificate in one of our local branches, over the phone at 800.242.2120, or in digital banking – whichever is most convenient. 

¿Aún no es miembro? Learn about membership or open an account:

Plan Your Deposits

If you have a nest egg or lump sum you’re looking to set aside in a certificate, perhaps you don’t need to make additional deposits after it's opened. That’s great – pick any of our terms that suit your financial goals! 

Otherwise, we have three popular share certificates that can accept deposits after the account is opened:

3-5-Month Share Certificates
Budgeting for short-term goals? Set up recurring deposits from your payroll to a short-term certificate with a good rate and you’ll be on your way! 

42-Month Share Certificates
Enjoy a variable rate, a longer term, and the option to make additional deposits. You’ll notice how savings can really add up over three and a half years, especially when those savings are earning quality dividends.

Lucky Savers*
You know what sounds better than saving more money? The chance to win cash prizes, too! This certificate features a 12-month term, minimum initial deposit of just $25, and opportunities to win monthly and quarterly prizes up to $5,000 when you make qualifying deposits of $25 or more. *Click here for details about Lucky Savers.