Articles: Blog financiero MoneyTalks

Seamos honestos: money can be complicated That's why we created MoneyTalks, a financial blog series featuring stories from our employees on a range of topics, from budgeting to credit building to home buying and more.

Financial Hardship Small Steps, Long Term Results They told me it wasn't going to happen overnight – and they were right. Cuando intentaba salir de mi mala situación financiera, buscaba soluciones rápidas donde fuera. Retirar los ahorros para jubilación para mantener en marcha mi automóvil. Using credi…

Lessons From My Elders I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my heal…

Lessons From My Elders I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my heal…

How to Make the Most of College Internships As a college student, I've taken advantage of numerous internships at my university and local businesses. They can be a great way to familiarize yourself with a company, industry, job responsibilities, and can even grow your network.…

Ingresos en efectivo: Dos and Don'ts of Cash Management My first jobs were in cafes and restaurants.  Depending on the gig and the season, income was inconsistent week to week and month to month, generally less in payroll and more in tips. At times, I was earning 100% cash, with pri…

How We Planned a Debt-Free Elopement and Mini Honeymoon After three years of being engaged, we finally decided to walk down the aisle. A decir verdad, nunca quise planificar una boda tradicional y asumir todos los gastos relacionados. I always wanted a little less – while…

Gastos universitarios: How to Survive Tuition I learned the hard way. I didn't quite realize what student loans entailed and learned so many things along the way that I wish I knew beforehand. I'm here to tell you all the things I wish I knew, so that hopefully you don't go through…

Perros y gatos: The Costs of Owning a Pet So, you're thinking about getting a furry friend… Owning a pet has many benefits, like a decrease in stress and depression, as well as having a best friend. While a cat or dog are great companions, it's important to keep in mind the costs…

Family Budgeting with Coupons Adulting is hard, even when it's filled with great things. Nothing brought me to that sense faster than having $36,000 in student loan debt and working my dream job while being newly married, a new homeowner, and – the cherry on top – having a baby…

Cómo entender los costos de cierre de las hipotecas, PMI (seguro hipotecario privado), ARM (hipoteca con tasa de interés ajustable), depósito… averiguar qué constituye su hipoteca puede ser complicado. Con tantos factores a tener en cuenta, ¿cómo toma una decisión? Well, you can start by breaking down some of the most common terms and considerations you'll…

Salir de la ciudad con un presupuesto ajustado Mi esposa y yo amamos viajar. Bueno, al menos, en los días previos a la pandemia de COVID-19 y al bebé. Las cosas definitivamente han cambiado en los últimos dos años, pero el deseo de viajar continúa. Here are some ways that we've been able to make some fun trips without breakin…