Artículos

Visions is proud to announce the hire of Patrick M. Killeen as VP/Chief Risk Officer. With over 32 years of experience in risk management, internal auditing, operations, and data analytics for financial institutions, Killeen is a seasoned risk executive eager to support the credit union. As Chief Risk Officer, Killeen is responsible for providing enterprise-wide strategic and tactical leadership in implementing, maturing, and overseeing Visions’ Enterprise Risk Management (ERM) programs, including the identification, assessment, and management of enterprise risk, information security, and regulatory compliance.

Disponible de manera conveniente en la aplicación Visions FCU Mobile, Zelle® le permite enviar y recibir dinero con amigos y familiares, incluso si tienen cuentas en un banco diferente del suyo. Siga estos sencillos consejos para usar Zelle® de manera segura: (1) Solo envíe dinero a personas que conoce y en las que confía, (2) tenga cuidado con las estafas de pago, (3) trate a Zelle® como si fuera efectivo.

En las noticias de este año: 2024.11.26 Visions Hosts Ribbon Cutting for Rebranded Wealth Management Facility 2024.11.13 Visions Sponsors Logan Knowles for Paralympics 2024.10.24 Visions Grants $25,000 to Foundation’s FACE Program, East Middle School 2024.10.10 Alvernia Partners with Visions for Financial Literacy Education, ...

Visions has begun its fifth year as naming sponsor of the Visions Veterans Memorial Arena in Binghamton, NY. With support from Visions during the past four years, the local venue has overcome challenges brought by the pandemic and is now bustling with increased attendance and community engagement. County Executive Jason Garnar commented, “Over the past four years...

Newsweek and Plant-A Insights Group recognized top regional banks and credit unions in the United States by conducting a large-scale study based on the analysis of over 9,000 institutions, more than 70,000 customer surveys, and millions of social media reviews. “We are honored to be recognized among Newsweek’s America’s Best,” says Celeste Reardon, Visions’ Regional Member Experience Development Manager...

A 5-Star Superior rating indicates that Visions is one of the strongest financial institutions in the nation, excelling in areas of capital, loan quality, profitability, and more. This marks the 118th consecutive quarter that Visions has earned this top rating, which secures it an even more elite status as a “Best of Bauer Credit Union”, an honor reserved solely for institutions that have maintained a 5-Star rating for 25 years or longer.

Visions hosted a ribbon cutting and press conference to celebrate the rebranding of the investment services team as Visions Wealth Management*. The occasion was hosted at their offices in Endicott, NY, which they recently remodeled and rebranded with the new Visions Wealth Management logo. The rebranding coincides with the 20th anniversary of the investment services division and reflects the comprehensive wealth management and advisory services they now offer access to in their community.

The Financial Wellness Center is Visions’ first in-school location outside of a public-school system. Across Visions’ footprint in New Jersey, New York, and Pennsylvania, the Seton location will be the credit union’s 13th in-school branch, and each school or district partnership has a unique approach to supporting the high school or district’s financial well-being.

La mayoría de los niños les piden efectivo a sus padres o tutores, pero raramente les preguntan sobre las finanzas. Asegúrese de tener conversaciones importantes sobre economía con las personas jóvenes de su casa, ya sea cuando están cenando o durante un viaje. Ayudará a fomentar el bienestar financiero durante toda la vida.

Si bien puede ser desafiante mantener la privacidad en las redes sociales, ciertas precauciones pueden brindarle tranquilidad. Estos son algunos pasos que puede tomar para proteger su información.

¿Cuál es su próxima gran meta de ahorro? Ya sea un viaje a las montañas, un pago anticipado para un nuevo hogar, o ahorros para un mes de emergencia, siempre es buena idea tener un plan de ahorros "SMART" para mantener su presupuesto encaminado. Cada enfoque SMART debería ser: Specific (específico), Measurable (medible), Attainable (alcanzable), Relevant (pertinente) y Time-Bound (por tiempo limitado).

Si bien los términos, el saldo y la tasa de interés de un préstamo ayudan a determinar los pagos mensuales y cómo se desglosan, la amortización del préstamo es otra consideración importante en este panorama económico. Al comprender la amortización, puede mejorar la estrategia de administración de deudas y reducir la cantidad de intereses que pagará a largo plazo. A continuación, se explica cómo funciona.